Financial Advice

Everything you wanted to know about money but were afraid to ask. A collection of resources designed to help you understand the US economy and make better financial decisions.


The International Student Guide to Building a Budget

In addition to building a credit history with a U.S. credit card, an important part of financial success for international students on F, M, and J visas is building a…
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Why You Need a Credit History

5 Opportunities to Take Advantage of a Credit History International students on F1 visas know that a credit card is a way to manage daily expenses and build a credit…
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Student Credit Card

Most of Today’s Credit Cards Were Not Designed for Students Look, let’s be real here: credit card companies aren’t thrilled about issuing credit cards to students. Banks assume students are…
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Are You Credit Invisible?

We’re always reminding international students that having credit isn’t just about buying things. It’s also about access and credibility. Access means any service that requires credit to use becomes available…
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5 Ways to Improve Your Credit Score

  Why is the formula for a good credit score such a mystery? International students assume Americans know the secrets of credit because it's such a huge part of our culture. But the fact is,…
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How to Update Personal Information On Your Credit Report

You may be shocked to find that your credit report features outdated personal information. This could include a previous job, home, or legal name that you’ve since changed. Many credit…
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How to Fix an Error on Your Credit Report

According to a recent study in the New York Times, up to 25% of American credit reports contain errors of some kind. These could be harmless errors like outdated personal…
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How to Review a Credit Report

International students might be shocked to hear that only 16% of Americans understand their credit reports. As we’ve said many times before, the power of financial education lies in how…
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The Truth About the 20% Rule

In matters of credit, everyone has their own way of doing things. Some carry huge balances and pay their minimum balances. Others avoid credit except in emergencies, paying off small…
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Why You Should Keep Your First Credit Card

So you’ve finally outgrown your first credit card with its tiny spending limit and moved on to a fancy new card with several thousand dollars open—congratulations! It’s a great feeling…
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