Get the MasterCard Designed for Your Everyday College Needs

At SelfScore, we are devoted to offering all students access to fair credit without the need for a FICO score or a co-signer. Instead, we use alternative metrics from your education, financial resources, and other factors that show your potential for success. Here’s how we stack up.

Now available for all college students. Learn More >


Compare Our Credit Cards

 
SelfScore Classic MasterCardSelfScore
Classic MasterCard
SelfScore Achieve MasterCardSelfScore
Achieve MasterCard
 

The SelfScore Classic MasterCard is a great option for people who are new to credit cards. It is a “true” credit card that helps you build your credit history. And it doesn’t require an SSN, security deposit, or a co-signer.

† Terms and Conditions

The SelfScore Achieve MasterCard is the only advanced-featured MasterCard available to International Students in the U.S. It includes higher credit limits, 1% cash-back, and features a 0% introductory rate on new purchases for the first 6 months, 19.49% variable APR thereafter.

† Terms and Conditions

 SelfScore
Classic MasterCard
SelfScore
Achieve MasterCard
Annual FeeNo Annual FeeNo Annual Fee
Deposit Required?No Deposit RequiredNo Deposit Required
APR19.49% variable19.49% variable
Credit LimitUp to $1,500
(No Deposit Required)
Up to $5,000
(No Deposit Required)
Intro OfferNone0% on New Purchases for 6 Months, 19.49% variable APR thereafter
Cash RewardsNone1% Cash Back on All Purchases
Fees for Foreign TransactionsNo FeeNo Fee
Fraud ProtectionYesYes
Requires SSN?Not Required for International StudentsNot Required for International Students
Builds US Credit History?YesYes
First Late Fee WaiverYesYes
Accepted Everywhere?YesYes
Network Benefits

MasterCard Platinum Benefits

  • Car Rental Collision Damage Waiver
  • Roadside Assistance
  • Travel Assistance Services
  • Price Protection
  • Extended Warranty
  • ID Theft

MasterCard Platinum Benefits

  • Car Rental Collision Damage Waiver
  • Roadside Assistance
  • Travel Assistance Services
  • Price Protection
  • Extended Warranty
  • ID Theft

Apply for Achieve Card


If you do not qualify, you may instead be approved for the Classic Card.

Aim for Achieve MasterCard

SelfScore Classic MasterCardClassic
MasterCard
SelfScore Achieve MasterCardAchieve
MasterCard
The SelfScore Classic MasterCard is a great option for people who are new to credit cards. It is a “true” credit card that helps you build your credit history. And it doesn’t require an SSN, security deposit, or a co-signer.

The SelfScore Achieve MasterCard is the only advanced-featured MasterCard available to International Students in the U.S. It includes higher credit limits, 1% cash-back, and features a 0% introductory rate on new purchases for the first 6 months, 19.49% variable APR thereafter.

† Terms and Conditions† Terms and Conditions
Annual Fee
No Annual FeeNo Annual Fee
Deposit Required?
No Deposit RequiredNo Deposit Required
APR
19.49% Variable19.49% Variable
Credit Limit
Up to $1,500
(No Deposit Required)
Up to $5,000
(No Deposit Required)
Intro Offer
None0% on New Purchases for 6 Months, 19.49% variable APR thereafter
Cash Rewards
None1% Cash Back on All Purchases
Fees for Foreign Transactions
No FeeNo Fee
Fraud Protection
YesYes
Requires SSN? 
Not Required for International StudentsNot Required for International Students
Builds U.S. Credit History? 
YesYes
First Late Fee Waiver
YesYes
Accepted Everywhere? 
YesYes
Network Benefits

Yes

MasterCard Platinum Benefits

  • Car Rental Collision Damage Waiver
  • Roadside Assistance
  • Travel Assistance Services
  • Price Protection
  • Extended Warranty
  • ID Theft

Yes

MasterCard Platinum Benefits

  • Car Rental Collision Damage Waiver
  • Roadside Assistance
  • Travel Assistance Services
  • Price Protection
  • Extended Warranty
  • ID Theft

 

MasterCard Platinum Benefits

car checklist
Car Rental Collision Damage Waiver - When you use your SelfScore MasterCard to pay for your car rental and decline CDW insurance from the car rental company, you receive coverage for physical damage and theft of the vehicle, towing charges and reasonable loss of use charges.
travel bag
Travel Assistance Services (including: Medical Assistance, Lost Luggage Assistance, and Legal Referrals) - Designed to assist you or your travel companions when you’re traveling 50 miles or more from home.
certificate
Extended warranty - Doubles the original manufacturer warranty up to a maximum of 12 months on most items you purchase.
truck tow
Roadside Assistance - If your car breaks down on the road, just call 1-800-Mastercard and someone will come to your rescue. This service is not only reassuring but it may also save you money because fees for many services are pre-negotiated.
shield
Price Protection - Purchases you make entirely on your card are covered for 60 day from the date of purchase for the difference between the price you paid and the lower advertised price.
person protect
ID Theft Protection - Access to a number of Identity Theft resolution services, should you believe you are a victim of Identity Theft.

If you want to learn more about these benefits click here

To file a claim or for more information about these services call 1-800-Mastercard or visit www.mycardbenefits.com

All qualifying applicants are invited to apply for the Achieve Card

While all applicants will be considered for the Achieve MasterCard, students who are new to credit, may initially be approved for our Classic MasterCard.

Classic MasterCard cardholders may unlock Achieve MasterCard benefits in as few as 6 months

Here’s How
  • Use your card regularly, make all your payments on time, and stay under your credit limit.
  • Maintain these good habits for at least a few months. Most SelfScore customers have had their Classic MasterCard for at least 6 months before upgrading.
  • Be aware that SelfScore looks at your overall credit health, including activity beyond your Classic MasterCard. So Make sure you are also paying your other bills on time

See FAQ for more information

Important Info for International Students

Here’s what you need to know:

  • Available to all students
  • You must be 18 years or older
  • No credit history required
  • No SSN required for International students
  • No annual fee

If you’re an international student, be sure to have these documents in hand:

  • Proof of a U.S. bank account balance
  • Your passport ID
  • Your Student Visa
  • Your I-20 form

How you can upload required documents:

  • Smartphone camera image
  • Image saved on cloud storage service
  • Image scanned and saved on computer

The SelfScore MasterCard is issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.  Additional fees and restrictions may apply.