Watch John Oliver’s Hilarious Credit Education Video

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On the latest episode of Last Week Tonight with John Oliver, Mr. Oliver gave a crash course in American credit that was hilarious, honest, and utterly accurate. Not only does he explain how inaccuracies in your credit report can effect your future (as well as explaining how to fix them), he gets to the bottom of how credit bureaus really work. Truly good stuff and well worth your time:

And while you’re at it, check out our guide* to maintaining a credit score that works for you:

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*This information is our opinion and can vary based on additional factors and your unique circumstances.