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How to Review a Credit Report

International students might be shocked to hear that only 16% of Americans understand their credit reports As we’ve said many times before, the power of financial education lies in how few people have it The US runs a complex credit-based

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The Truth About the 20% Rule

In matters of credit, everyone has their own way of doing things Some carry huge balances and pay their minimum balances Others avoid credit except in emergencies, paying off small balances immediately Both are extreme cases and neither is ideal

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How to Open a US Bank Account

International students should open a US-based bank account as soon as possible upon arriving in the country If you’re planning on spending at least a semester in the United States, it’s worth your time to set up a bank account Even if you

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Secured Cards vs. Credit Cards

What You Need to Know When researching credit cards, international students often confuse the various options; the differences are often baffling to Americans as well First we must distinguish between a proper credit card and a bank or debit

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