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Student Credit Card

Most of Today’s Credit Cards Were Not Designed for Students Look, let’s be real here: credit card companies aren’t thrilled about issuing credit cards to students Banks assume students are risky credit owners and do not have a lot of

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Are You Credit Invisible?

We’re always reminding international students that having credit isn’t just about buying things It’s also about access and credibility Access means any service that requires credit to use becomes available to you And credibility, of course,

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How to Review a Credit Report

International students might be shocked to hear that only 16% of Americans understand their credit reports As we’ve said many times before, the power of financial education lies in how few people have it The US runs a complex credit-based

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The Truth About the 20% Rule

In matters of credit, everyone has their own way of doing things Some carry huge balances and pay their minimum balances Others avoid credit except in emergencies, paying off small balances immediately Both are extreme cases and neither is ideal

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How to Open a US Bank Account

International students should open a US-based bank account as soon as possible upon arriving in the country If you’re planning on spending at least a semester in the United States, it’s worth your time to set up a bank account Even if you

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